David Reiss
Professor of Law Research Director, Center for Urban Business Entrepreneurship (CUBE)
Consumer Financial Services Law
Rating Agencies Regulation
Real Estate Finance Law
Real Estate Law
Articles
The Federal Housing Administration and African-American Homeownership, 26 Journal of Affordable Housing & Community Development Law 123 (2017)
SSRNAccessible Credit, Sustainable Credit and the Federal Housing Administration, 36 Banking & Financial Services Policy Report, June, 2017 at 1
SSRNGoldilocks Underwriting and the Federal Housing Administration, 24 ABA Journal of Affordable Housing & Community Development Law (forthcoming 2016)
The Federal Housing Administration (FHA) and Private Mortgage Insurance (PMI): A Bibliography
SSRNUnderwriting Sustainable Homeownership: The Federal Housing Administration and the Low Down Payment Loan, 50 Georgia Law Review 1019 (2016)
BrooklynWorks SSRNAn Overview of the Fannie and Freddie Conservatorship Litigation, Journal of Law & Business (2014 Forthcoming)
BrooklynWorks SSRN PDFOnce a Failed REMIC, Never a REMIC, 30 Cayman Financial Review 65 (2013) (with Bradley T. Borden)
BrooklynWorks SSRN PDFBeneficial Ownership and the REMIC Classification Rules, Bloomberg BNA Tax Management Real Estate Journal, November 2012 (with Bradley T. Borden)
BrooklynWorks SSRNReforming the Residential Mortgage-Backed Securities Market, Hamline Law Review (Forthcoming 2012)
BrooklynWorks SSRNMessage in a Mortgage: What Dodd-Frank's “Qualified Mortgage” Tells Us about Ourselves, 31 Review of Banking & Financial Law 717 (2012)
BrooklynWorks SSRNFirst Principles for an Effective Federal Housing Policy, 35 Brooklyn Journal of International Law 795 (2010)
BrooklynWorks SSRNFannie Mae and Freddie Mac and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege, 61 Alabama Law Review 907 (2010)
HeinOnline SSRNLandlords of Last Resort: Should the Government Subsidize the Mortgages of Privately-Owned, Small Multifamily Buildings?, 31 Western New England Law Review 915 (2010)
BrooklynWorks SSRNPolicy Analysis: Which Future for Fannie and Freddie? (Cato Institute forthcoming)
Rating Agencies and Reputational Risk, 4 Maryland Journal of Business & Technology Law 295 (2009)
BrooklynWorks SSRNRatings Failure: The Need for A Consumer Protection Agenda in Rating Agency Regulation, 28 (11) Banking & Financial Services Policy Report 12 (2009)
SSRNThe Role of the Fannie Mae/Freddie Mac Duopoly, 3 Journal of Financial Regulation and Compliance 336 (2009)
SSRNThe Federal Government’s Implied Guarantee of Fannie Mae and Freddie Mac’s Obligations: Uncle Sam Will Pick Up the Tab, 42 Georgia Law Review 1019 (2008)
BrooklynWorks SSRNSubprime Standardization: How Rating Agencies Allow Predatory Lending to Flourish in the Secondary Mortgage Market, 33 Florida State University Law Review 985 (2006)
HeinOnline SSRNModeling a Response to Predatory Lending: The New Jersey Home Ownership Security Act of 2002, 35 Lending: The New Jersey Home Ownership Security Act of 2002, 35 Rutgers 645 (2004) (with B. Azmy)
HeinOnline SSRNJefferson and Madison as Icons in Judicial History: A Study of Religion Clause Jurisprudence, 61 Maryland Law Review 94 (2002)
HeinOnlineHousing Abandonment and New York City’s Response, 22 New York University Review of Law & Social Change (1996)
HeinOnlineNeighborhood Entrepreneurs Program in New York City, 5 Journal of Affordable Housing & Community Development Law 325 (1996)
HeinOnlineContributions to Books
Foundations of Federal Housing Policy, in Community, Home, and Identity (M. Diamond, & T. Turnipseed, eds., Ashgate Pub. Co., 2011)
BrooklynWorks SSRNHousing Policy Foundations in Community, Home, and Identity (M. Diamond and T. Turnipseed, eds., Ashgate 2012)
Fannie Mae and Freddie Mac: Creatures of Regulatory Privilege, in Financial Institutions and Markets: Current Issues in Financial Markets (R. R. Bliss and G. G. Kaufman, eds., Palgrave Macmillan 2010)
BrooklynWorks SSRNFannie Mae and Freddie Mac: Privatizing Profit and Subsidizing Loss in Lessons from the Financial Crisis: Causes, Consequences, and Our Economic Future (R. W. Kolb, ed., Wiley, 2010)
BrooklynWorksRating Agencies: Facilitators of Predatory Lending in the Subprime Market in Lessons from the Financial Crisis: Causes, Consequences, and Our Economic Future (R, W. Kolb, ed., Wiley, 2010)
BrooklynWorksRegulation of Subprime and Predatory Lending, in The International Encyclopedia of Housing and Home (Elsevier, 2010)
BrooklynWorks SSRNHow We Got Where We Are: The Lessons of History in No More Housing of Last Resort The Importance of Affordability and Resident Participation In Rem Housing (Task Force on City-Owned Property 1996)
BrooklynWorksOther
Popular Press
Eminently Reasonable, National Law Journal (Sept. 24, 2012)
WebOp-Ed, Abolish Fannie and Freddie, AOL News (Feb. 10, 2011)
WebComing Out of Conservatorship: Developing an Exit Strategy for Fannie and Freddie, Lombard Street 10 (July 2009)
After Fannie and Freddie, 31 National Law Journal 23 (2008)
WebHail, Paulson, XXXI Legal Times 39 (Sept. 29, 2008)
WebFannie Mae & Freddie Mac: Socialization of Loss, 30 National Law Journal 27 (2008)
WebTime to Avert a Bailout, 29 National Law Journal 27 (2007)
WebNo Safety Net for Fannie and Freddie, Christian Science Monitor (July 13, 2006)
WebSupreme Power to Seize Land Goes Too Far, New York Daily News (Mar. 6, 2006)
WebLet the States Legislate, National Law Journal (Mar. 7, 2005)
WebUnusual Impetus for a Consumer Law: Amendments to Antipredatory Lending Statute Underscore Investors’ Clout, New Jersey Law Journal (Aug. 23, 2004)
Hold the Line Against Diluting Anti-Predatory Lending Law, New Jersey Law Journal (2004) (with B. Azmy)
PDFLenders Threaten to Gut Protections, Philadelphia Inquirer (Dec. 18, 2003): B2 (with B. Azmy)
WebWorking Together Towards Recovery, Gotham Gazette (Feb. 22, 2002) (with M. Kleiner)
WebShorter Works
Sloppy, Sloppy, Sloppy: The State of the Mortgage Market, 39 California Real Estate Reporter 60 (2016)
PDFShow Me the Note! (June 5, 2013), Westlaw Journal Bank & Lender Liability (June 3, 2013) (with William KeAupuni Akina and Bradley T. Borden
BrooklynWorks SSRN PDFDirt Lawyers and Dirty REMICs, Probate & Property (May/June 2013) (with Brad Borden)
BrooklynWorks SSRNBook Review (reviewing The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps) 43 Environment and Planning A 2253 (2011)
SSRNLearning from Financial History: An Academic Never Forgets, Westlaw Journal Expert Commentary Series Consumer Protection Update: Banking, Finance & Data Privacy 8 (2011) (reprinted in Banks & Lender Liability, Sept. 12, 2011, at 4, and in AALS Section on Real Estate Transactions Newsletter (2011))
PDFBook Review (reviewing Dan Immergluck, Foreclosed: High-Risk Lending, Deregulation, And The Undermining of America's Mortgage Market) 42 Environment and Planning A 253 (2010)
WebHow the Residential Mortgage-Backed Securities Market Impacts Dirt Lawyers and Their Clients, 35 (3) New York Real Property Law Journal 35 (2007)
Book Review (reviewing J. DeFilippis, Unmaking Goliath: Community Control in the Face of Global Capital), 37 Environment & Planning A 756 (2005)